Cheap Insurance

Insurance Information


Flat Insurance in the UK

UK Customers: Get 10% off Zurich Car Insurance when you buy online.

Buy Now


What are the factors involved in flat insurance? Do I need to provide both buildings and contents cover? Who will cover shared flats or flats with student tenants?

The responsibility to insure the building fabric of a flat lies with the freeholder. This means that if you own your flat on a leasehold basis then you only need to insure the contents. The buildings will be covered by the freeholder. In flats with shared areas and gardens, you normally pay a monthly service charge. Out of this charge, the freeholder will also pay for the buildings insurance.

If you are the freeholder of a flat then you need to insure both the buildings and contents of the property.

If you are renting a flat, then your only concern is the contents that belong to you. Your letting agent might insist that you take adeqaute protection for your liability to the landlord. This means that you have insurance cover ihn case you damage the landlords goods. This can be a good idea and while you are not responsible for wear and tear of the landlords property, if you break the washing machine, this cover can be useful.

Yourhomeinsurance.co.uk has a panel of insurance companies that allow it to cover tenants even in shared flats.

Within student shared flats, you need a specialist insurer such as www.endsleigh.co.uk.

Tim Larden writes for yourhomeinsurance.co.uk who specialise in Flat Insurance. The site can provide information for flat renters, sharers or owners on their buildings or contents cover.


MORE RESOURCES:

Columbus Dispatch

Golf news: Nationwide Insurance not to renew its contract with PGA Tour
bettor.com (blog)
However, Nationwide Insurance has vowed to remain associated with Memorial tournament initiated by Jack Nicklaus. Nationwide Insurance maintained its desire ...
Nationwide goes to college, targets local dealsSports Business Journal (subscription)
Nationwide to sponsor Memorial TournamentSeattle Post Intelligencer
Nationwide will end golf tour sponsorship in 2012The Associated Press
St. Louis Post-Dispatch -NewsBlaze -Delaware News
all 239 news articles »


Expect More for Less from New Insurance Plans
Wall Street Journal
Get ready for all kinds of pitches for new insurance plans over the next few months. The insurance industry will be introducing everyone to ...
'Insurance cos growing on the back of new Ulip guidelines'Indian Express
Facts, not promises, will decide ULIPs' fateEconomic Times
ULIP Review: SBI Unit Plus Super's cost structure is decentEconomic Times

all 6 news articles »



Stuff.co.nz

TEXT-NZ's Tower sees NZ$5 mln impact from earthquake
Reuters
WELLINGTON, Sept 6 - Tower Limited expects that insurance claims arising from the Christchurch earthquake will cost the company NZ$5 million before tax. ...
Christchurch earthquake - how to make an insurance claimNew Zealand Herald
Take photos, get claims in advise insurersTVNZ
Insurers rush staff to quakeSydney Morning Herald
Scoop.co.nz (press release) -Scoop.co.nz (press release)
all 176 news articles »


China Life, Dongfeng Auto, Zhongjin Gold: China Equity Preview
San Francisco Chronicle
Insurance companies: China has approved insurers to hold stakes and invest in property assets of privately held companies to reduce investment risks, ...
US jobs report boosts Shanghai indexShanghai Daily
Shanghai Index Gains 1.54%, Closes In On 2700 PointsCapitalVue
China's Stocks Rise on Analyst Recommendations, U.S. EconomySan Francisco Chronicle

all 33 news articles »


All247News (blog)

Survey: Modest Rise In Health Coverage Costs, But Employees Assume Bigger Burden
Medical News Today (press release)
The Wall Street Journal: "But total insurance premiums paid by the employer and the employee rose just 3% for a family plan - the slowest rate of growth in ...
Employers Push Health Insurance Costs onto EmployeesOpposing Views
Employers Shifting More Health Insurance Costs to EmployeesAllGov
Health insuranceWatertownDailyTimes.com
Jackson Clarion Ledger -All247News (blog) -eMaxHealth
all 25 news articles »


TopNews Arab Emirates

Medicare head pushes health care test sites
Boston Globe
But Medicare officials and advocates still expect that the center will help the government begin to phase out wasteful “fee-for-service'' health insurance ...
Protecting Seniors And Other Beneficiaries From Medicare FraudKXO Radio
Our Obligation to Educate California Consumers about Their New Health Care RightsHuffington Post (blog)

all 15 news articles »



New York Daily News

Workers paying more for less health insurance
Stockton Record
Yaiy was the first employee hired by owner Ben Tavakoli, who spends $165000 annually on health insurance for his 50 workers.CRAIG SANDERS/The Record By Joe ...
Health insurance is taking a bigger bite from workers' walletsKansas City Star
Price of health insurance didn't rise much in 2009, but workers' burden didPhiladelphia Inquirer
Workers are paying more for health insuranceNorthJersey.com
NPR (blog) -Wall Street Journal -Columbus Dispatch
all 641 news articles »


Straits Times

China Strategic: AIG Looks to End Nan Shan Deal
Wall Street Journal
Earlier this year, AIG was forced to scrap a US$35.5 billion deal to sell its pan-Asian life insurance unit, AIA Group Ltd., to Prudential PLC of the UK The ...
AIG Taiwan bidder: no rejection notice; shares tumbleReuters UK
Taiwan rejects Primus purchase of AIG unitLas Vegas Sun

all 14 news articles »

Google News

Cheap Insurance | Car Insurance Glossary | Zurich Insurance | Cheap Car Insurance | Car Insurance Quotes | Classic Car Insurance | Articles | Insurance | site map
© 2007 www.thecheapinsurance.co.uk - Cheap Car, Auto and Home Insurance